No paperwork
Easily start sharing finances without leaving the house.
4.5 of 5on★Trustpilot
Split rent and save together
Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.
4.5 of 5on★Trustpilot
Split rent and save together
Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.
4.5 of 5on★Trustpilot
Split rent and save together
Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.
Built for two
Shared accounts and joint budgets in one app.
Joint Budgeting
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Earn up to 2.01%
Create personal or joint Savings Accounts and get interest paid weekly.
Built for two
Shared accounts and joint budgets in one app.
No paperwork
Easily start sharing finances without leaving the house.
Joint Budgeting
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Earn up to 2.01%
Create personal or joint Savings Accounts and get interest paid weekly.
Built for two
Shared accounts and joint budgets in one app.
No paperwork
Easily start sharing finances without leaving the house.
Joint Budgeting
Up to 25 Money Pots on Pro and Elite to help you and your partner plan spending and grow savings.
Earn up to 2.01%
Create personal or joint Savings Accounts and get interest paid weekly.
Trusted coverage
Trusted coverage
Trusted coverage
Organize your money your way
Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
Organize your money your way
Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
Organize your money your way
Each of you gets your own Personal Account and can create up to 25 personal or shared Money Pots on Pro and Elite. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
Set joint Spending Limits
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
Set joint Spending Limits
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
Set joint Spending Limits
bunq automatically categorizes your spending. You decide how much to spend per category each month, and we'll alert you when you're close to the limit.
Get cards for each of you
Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.
Get cards for each of you
Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.
Get cards for each of you
Each of you gets your own card. Link yours instantly to your personal or joint Bank Account. Need to switch? Update the account your card uses anytime with ease.
Start investing together
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Start investing together
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Start investing together
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Forward transactions from your old bank
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Forward transactions from your old bank
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Forward transactions from your old bank
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Loved by our users
Real reviews from bunq users.
Me and my partner start using bunq because it offered shared banking features and unlike others where opening a shared account feel like you found an investing fund here was super easy. In just 5 minutes we create Joint Account, now we can budget, save and spend together, all from phone. Before it was mess with diferent accounts, now everythink is clear and simple… i wish we discover this bank earlier. bunq make it really easy to build life together and they deserve all the praise for thinking of people and their needds.
Patrice
Trustpilot
I like bunq much more than any old bank i try before. Old banks always lot of waiting… paperwork… and give you nothing extra. Here i just open app and done, payment, Savings, transfer all from my phone. Also i like the options to split money in subaccounts, have multiple cards and manage budget easy. For me who move a lot and dont like burocracy this is huge plus. It feel like bank made for nowaday life, fast, simple, digital and with lot of good feature. I give it 5/5 and a huge recommendation
BExtelaar
Trustpilot
I found bunq by chance and tried opening an account. It was pretty simple. I found both the checking and Savings Accounts ready. I started using both. Ease of use is its forte, and interest on the Savings Account is paid out weekly. All transfers are instant. All this without spending a cent. Then I upgraded to the 9.99 plan. I got the physical card and the ability to manage my savings. I'm so happy!
Fernando Carella
Android
4.5 of 5on★Trustpilot
Loved by our users
Real reviews from bunq users.
Me and my partner start using bunq because it offered shared banking features and unlike others where opening a shared account feel like you found an investing fund here was super easy. In just 5 minutes we create Joint Account, now we can budget, save and spend together, all from phone. Before it was mess with diferent accounts, now everythink is clear and simple… i wish we discover this bank earlier. bunq make it really easy to build life together and they deserve all the praise for thinking of people and their needds.
Patrice
Trustpilot
I like bunq much more than any old bank i try before. Old banks always lot of waiting… paperwork… and give you nothing extra. Here i just open app and done, payment, Savings, transfer all from my phone. Also i like the options to split money in subaccounts, have multiple cards and manage budget easy. For me who move a lot and dont like burocracy this is huge plus. It feel like bank made for nowaday life, fast, simple, digital and with lot of good feature. I give it 5/5 and a huge recommendation
BExtelaar
Trustpilot
I found bunq by chance and tried opening an account. It was pretty simple. I found both the checking and Savings Accounts ready. I started using both. Ease of use is its forte, and interest on the Savings Account is paid out weekly. All transfers are instant. All this without spending a cent. Then I upgraded to the 9.99 plan. I got the physical card and the ability to manage my savings. I'm so happy!
Fernando Carella
Android
4.5 of 5on★Trustpilot
Loved by our users
Real reviews from bunq users.
Me and my partner start using bunq because it offered shared banking features and unlike others where opening a shared account feel like you found an investing fund here was super easy. In just 5 minutes we create Joint Account, now we can budget, save and spend together, all from phone. Before it was mess with diferent accounts, now everythink is clear and simple… i wish we discover this bank earlier. bunq make it really easy to build life together and they deserve all the praise for thinking of people and their needds.
Patrice
Trustpilot
I like bunq much more than any old bank i try before. Old banks always lot of waiting… paperwork… and give you nothing extra. Here i just open app and done, payment, Savings, transfer all from my phone. Also i like the options to split money in subaccounts, have multiple cards and manage budget easy. For me who move a lot and dont like burocracy this is huge plus. It feel like bank made for nowaday life, fast, simple, digital and with lot of good feature. I give it 5/5 and a huge recommendation
BExtelaar
Trustpilot
I found bunq by chance and tried opening an account. It was pretty simple. I found both the checking and Savings Accounts ready. I started using both. Ease of use is its forte, and interest on the Savings Account is paid out weekly. All transfers are instant. All this without spending a cent. Then I upgraded to the 9.99 plan. I got the physical card and the ability to manage my savings. I'm so happy!
Fernando Carella
Android
4.5 of 5on★Trustpilot
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Want the full feature breakdown?
Frequently Asked Questions
Frequently Asked Questions
Frequently Asked Questions
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
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Plan meaningful nights out without overspending—creative ideas plus bunq tools to split costs and keep shared money stress low.
Stories for this use case
These articles are fallbacks when related posts are not loaded from the CMS.
Finance3 minute read
How Couples Can Invest Together, Stress-Free
How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.
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Couples: Manage Shared Expenses Without the Stress
Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.
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Date Night on a Budget: Smart Spending Tips for Couples
Plan meaningful nights out without overspending—creative ideas plus bunq tools to split costs and keep shared money stress low.