I discovered the bunq app by chance in the App Store and opened an account because I live abroad but work in Germany. My primary concern at the time was avoiding currency exchange fees when using my card in Germany or abroad. However, bunq offers much more, such as free Credit Cards and sub-accounts that I can open free of charge. Since becoming a customer, their offerings have steadily expanded, including direct investment opportunities in index funds and cryptocurrencies. Unfortunately, it's not yet available in every country, but I'm sure that will change soon. Even when I had an issue with an unauthorized charge on my Credit Card, their support team helped me immediately and much faster than if I had gone to a branch. I should also mention that transfers are always processed instantly and without any additional fees, which isn't the case with German banks. Last but not least, it's worth noting that they also consider the environment, planting trees for every payment made. I haven't checked how many trees have been planted through my payments, but last time I checked, it was already a small forest. There's also the option to suggest ways to improve bunq. I don't know of any other bank that allows this directly in the app. For me, it's by far the best bank I've ever been a customer of, and I highly recommend bunq!

Tobias-Ilja Scharf

Trustpilot

I would have give more stars if I could! I rented a car online, paid total amount in advance but apparently provider only accepts Credit Card for security deposit which I have to pay in the airport. Unfortunately I wasn’t given any option than cancellation of our rental if I don’t own a Credit Card, which means basically changing all the plans we had! Long story short, found out about bunq while googling online, it only took 3-5 minutes to create and verify my account and add my virtual Credit Card to Apple Pay and problem solved. I’ve never been so satisfied with a product that much! Thank you for being amazing! ️

Valued Customer

Trustpilot

bunq digital naming service was a cool addition to my daily financial activities It`s so cool, when everything that you needed, is in the one app, so you don`t have to switch between software and mess things up Mostly, I liked integration with payment processors, such as Visa, Mastercard, Apple and Google pay, one peculiarity, is that you can trade stocks of these companies by bunq too I could open few Visa international card in few minutes in bunq, as well as instantly pay without using any cash or cards by Google pay Great that we have such technology that makes payment super simple

Théophile Marchand

Trustpilot

Was a nice experienced, stayed for a week New York City. Was wondering which card I should use for purchases, which would be the best one. I had three cards: a bunq Credit Card, a Visa debit card rom other neobank, and a Visa debit card from a regular big EU bank. After testing on the first day, bunq Card had by far less fees for use )-_-) About 0.5-1% difference, but it quickly added up, NYC is expensive. I'm not sure if it was because it is a Credit Card, or because it is a Mastercard, or because it is bunq. I read Visa has the lowest fees in the US, but nope, the bunq Card had lower.

Cillian Ó Ceallaigh

Trustpilot

Multiple IBANs and Digital Cards make budgeting easy. I find the app user-friendly; it's even very simple to share accounts or, for example, grant access to a partner, without any annoying paperwork. I don't use features like stock or cryptocurrency investments, but I think the price is fair overall, especially for the bunq Pack and when you compare it to the experience and pricing model of traditional banks (multiple accounts and cards). You can also save money when withdrawing cash abroad.

Tim Balzer

Android

I Like Them with easy doing and I like their easy account management for me with the bunq app and the easy way to make more than enough subacounts and virtual Credit Cards within a minute that I am using NFC as online Credit Cards. I'm frequently using these features for that money transfer that is needed for the specia Credit Card use. that's good for single payments and protection against unwanted charges

J S

Trustpilot