No paperwork
Just download the bunq app and sign up, even before moving to the Netherlands.
4.5 of 5on★Trustpilot
The easiest banking for expats
Open a Bank Account in minutes. No tax ID, no paperwork, full English support. Settle in, stress-free.
4.5 of 5on★Trustpilot
The easiest banking for expats
Open a Bank Account in minutes. No tax ID, no paperwork, full English support. Settle in, stress-free.
4.5 of 5on★Trustpilot
The easiest banking for expats
Open a Bank Account in minutes. No tax ID, no paperwork, full English support. Settle in, stress-free.
Banking without borders
Open an account before you move. No BSN required to start—full support in your language.
Start without a BSN
No BSN? No problem. Start banking right away and provide it within 90 days.
Your language in-app
Thanks to AI, you can use bunq in the language of your choice.
Banking without borders
Open an account before you move. No BSN required to start—full support in your language.
No paperwork
Just download the bunq app and sign up, even before moving to the Netherlands.
Start without a BSN
No BSN? No problem. Start banking right away and provide it within 90 days.
Your language in-app
Thanks to AI, you can use bunq in the language of your choice.
Banking without borders
Open an account before you move. No BSN required to start—full support in your language.
No paperwork
Just download the bunq app and sign up, even before moving to the Netherlands.
Start without a BSN
No BSN? No problem. Start banking right away and provide it within 90 days.
Your language in-app
Thanks to AI, you can use bunq in the language of your choice.
Trusted coverage
Trusted coverage
Trusted coverage
Make fast and easy international transfers
Send and receive money in multiple currencies with ease. On bunq Elite, enjoy up to 10 free Foreign Currency Transfers each month—limits vary by plan. After that, transparent fees ensure you always know exactly what you're paying—no hidden surprises.
Make fast and easy international transfers
Send and receive money in multiple currencies with ease. On bunq Elite, enjoy up to 10 free Foreign Currency Transfers each month—limits vary by plan. After that, transparent fees ensure you always know exactly what you're paying—no hidden surprises.
Make fast and easy international transfers
Send and receive money in multiple currencies with ease. On bunq Elite, enjoy up to 10 free Foreign Currency Transfers each month—limits vary by plan. After that, transparent fees ensure you always know exactly what you're paying—no hidden surprises.
Get strong card rates abroad with ZeroFX
Spend smarter with ZeroFX. Use your bunq Debit or Credit Card to get great value on purchases in currencies outside the Eurozone.
Get strong card rates abroad with ZeroFX
Spend smarter with ZeroFX. Use your bunq Debit or Credit Card to get great value on purchases in currencies outside the Eurozone.
Get strong card rates abroad with ZeroFX
Spend smarter with ZeroFX. Use your bunq Debit or Credit Card to get great value on purchases in currencies outside the Eurozone.
Earn up to 2.01% on your savings
Boost your savings with 2.01% annual interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
*
See Savings Account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions.
Earn up to 2.01% on your savings
Boost your savings with 2.01% annual interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
*
See Savings Account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions.
Earn up to 2.01% on your savings
Boost your savings with 2.01% annual interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
*
See Savings Account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions.
Organize your money your way
New in the Netherlands or splitting time between countries? Use multiple IBANs for rent, savings, and daily spending—one app, clear separation.
Organize your money your way
New in the Netherlands or splitting time between countries? Use multiple IBANs for rent, savings, and daily spending—one app, clear separation.
Organize your money your way
New in the Netherlands or splitting time between countries? Use multiple IBANs for rent, savings, and daily spending—one app, clear separation.
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Grow your wealth
Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto right from your bunq app, with Kraken-powered custody* every step of the way. Choose from supported cryptocurrencies—buying and selling takes just a tap.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Travel with total peace of mind
Be ready for any trip with Travel Insurance on Elite, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.
Travel with total peace of mind
Be ready for any trip with Travel Insurance on Elite, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.
Travel with total peace of mind
Be ready for any trip with Travel Insurance on Elite, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
Invite your friends and unlock exclusive rewards
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.
Loved by our users
Real reviews from bunq users.
4.5 of 5on★Trustpilot
Loved by our users
Real reviews from bunq users.
4.5 of 5on★Trustpilot
Loved by our users
Real reviews from bunq users.
4.5 of 5on★Trustpilot
Choose your plan
Try it free for 30 days, no strings attached.
Choose your plan
Try it free for 30 days, no strings attached.
Choose your plan
Try it free for 30 days, no strings attached.
Frequently Asked Questions
Frequently Asked Questions
Frequently Asked Questions
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Ready to try bunq?
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
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